Usa as mesmas credenciais da app VBS Finanças (António ou Vanessa). Os dados do agregado ficam partilhados entre os dois e a VBS é lida em direto.
VBS — live link
connecting…
Reads entries from the VBS Finance app (vbs_entries).
Manual entry (if the link fails)
Where to save — suggestions for the month
Net worth over time
Reconciliation by account
Compares the balance recorded in the position with the closing balance of the last imported statement for each account. A gap means a missing statement or a stale balance.
Asset allocation
Net worth composition
Balances and positions (edit values directly)
Liabilities are stored automatically as negative (a 15,000 loan is entered as 15000).
Consolidated net worth sums the household and VBS. VBS “other receivables” (€24,192) is excluded by rule. Edited values are saved for both users.
Where the money goes — categories and suppliers
Household (HH), internal transfers excluded. The supplier is derived from the statement description · median/month over months with activity · rec. = recurring (present in ≥60% of months). Click a row to see its movements.
Monthly analysis — money in and out by category
Household (HH), internal transfers excluded · median over complete months · per-category budget where defined.
Money in vs money out — household, by month
Selected month’s spending by category
Add a movement
Syncs with the shared database — the entry appears immediately on the other person’s phone or computer.
Household — actual vs budget
Movements
Unclassified — grouped by description
Bills due — next 35 days
Credit card (Gold/Prestige)
Cash-flow projection — 90 days (immediate liquidity)
Starts from current immediate liquidity (current accounts + savings + VBS), then applies the recurring items below, the card debit and planned income. Long-term liabilities and investments are excluded.
Fixed costs — observed in statements (12 months)
Contractual commitments (level 1) and lifestyle recurring costs (level 2), computed from imported movements. The median ignores atypical months; adopting it replaces the plan budget. Future additions (school, allowance, second car) are entered as explicit overrides.
Recurring items (edit)
Statements and documents (private, shared between you both)
Preview — nothing is saved until you confirm
Entity
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Files are stored in the private Supabase hh-docs bucket, organised by month. To post movements from a Millennium CSV, use “Import CSV” on the Movements tab. PDFs are archived for reconciliation with Claude.
Purchases vs settlements by month
Purchase mix (12 months)
Outstanding balance and limit usage
Card movements — selected month
Portfolio allocation
Portfolio value over time
Positions — current value and acquisition cost
Enter the acquisition cost to compute gain or loss. Save a snapshot when you update the values — each snapshot draws a point on the chart.
Projection to access age (57, in 2048)
Projection at the annual growth rate given, with no further contributions. Not guaranteed — it sizes the order of magnitude.